Today is all about budgeting and financial planning. Probably the most important thing you can do for yourself. Got any debt? Credit cards? Car payment? Student loans? If so, you need this even more. Believe me when I say there’s nothing more powerful than being financially free. Free from debt! It’s not easy but worth it’s weight in gold. Did you know that the total debt owed on credit cards by U.S. consumers is $905 billion! Auto loans $1.21 trillion! Student loans $1.36 trillion! Yup! That’s some serious money. And more people are going into retirement in debt instead of being financial free to enjoy their lives. The good news is you don’t have to be one of those people. The bad news is you have to work hard at it, and I mean hard. But if you really want to make the change to be debt free, I’m here to tell you that you can!!! It is possible. I’m a huge Dave Ramsey fan and if you’re serious about a commitment, that will change your life forever, you should read his book or better yet listen to his podcast. It’s FREE so you have no excuse.